Gulfbank Hawalli Branch

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‫10 تعليقات

  1. ilmas2ala you said, motadawil 5esar sadad..ilbank bisadid and legal action will be taken to get him to fork it out.

    The thing that will cause the bank to fall is all the people taking money out. This money is not really there as any money laying in accounts is lended to banks who need it to cover their needs. Ofcourse its lended as a profit overnight. ya3ny think of it that way to put it simply. Gulf bank is fine and im saying that even though I dont like their service..also dabdoob is the one making the fuss..just shows how arrogant NBK have gotten. Other banks shouldnt be spreading rumors about things they don’t know..ya jema3a feeha me9daqeya hathy.

  2. Yes strong, but what will happen now that clients insist to withrdaw/close thier money/accounts

    is it true that gulfbank staff ask people to transfer thier money to KFH ? i mean to those whom want to close or withdraw money ?

  3. When money is withdrawn “rapidly” its what is called a bank run. Now technically speaking its a myth, but we’ve seen it with Northern Rock (cant remember when in 2007) Anyways I can’t find the word’s to describe it now, but here’s a good description by wiki

    “A bank run (also known as a run on the bank) occurs when a large number of bank customers withdraw their deposits because they believe the bank is, or might become, insolvent. As a bank run progresses, it generates its own momentum, in a kind of self-fulfilling prophecy: as more people withdraw their deposits, the likelihood of default increases, and this encourages further withdrawals. This can destabilize the bank to the point where it faces bankruptcy.”

    And so on and so on till the bank is obligated to fulfill its commitments abroad and with other banks first, then come customers and shareholders.

    I highly doubt this is the case but with all the lendings and borrowings between banks the past period its going to take a toll. Again since CBK is intervening I REAAAAAALLLLLYYYYY doubt anything major will occur, its just fear in some ppl who don’t quite understand banking. Since the bank was unprepared yesterday (I believe) then thats why they limit bank withdrawls as most excess cash is sent back from branches to main branch (insurance GBK Jabriya branch has insurance up to 100K KWD so anything above is sent back to Main branch..Main branch has a limit of up to say 2mill KWD anything excess is sent to CBK) anyways things are back to normal and like ppl are saying, it was a bad trade..inshalla they make it up next year as its a market. Im worried about how hard their stocks will be hit if it does get smacked around..there is a chance of it going under.

    About sending to KFH I doubt it..Its clearly a rumour why would a bank push away business..

  4. Frankom this is cleared i guess and nothing is going to happen…we have enough liquidity to cover any emergency case and tomorrow case will be closed…as for GBK staff asking clients to transfer their funds to KFH this info isn’t true..u should ask NBK staff the calls and messages they were sending to our clients spreading exaggerated rumors about GBK…

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